Sudhaar se Udhaar de Karan Healing

With coding being a buzzword among software companies, companies are trying to entice school children to sign up for such courses. And building on this trend, the government has organized competitions at the national level.

One of those winners was Karan Soin, a 17-year-old Class XI student at Shri Ram School, Gurugram. It won the second prize (first prize this year) at the CSIR Innovation Award for School Children-2020, for its mobile app ‘Sudhaar – Improvement.

The app will provide farmers with easy access to small loans and aims to improve rural life through Oudhaar or loans.

Care has been coding for about three years, learning mostly on his own in his school’s computer lab. Therefore, developing the app was not a difficult job for him. He even developed a webpage for his school’s online elections to elect the student council.

“I’ve been doing stuff for myself for about three years. I learned the basics during my IX and X class while I took computer classes and during a few summer schools. That’s how I learned to code, ”Soin said. Activity area during a telephone interview.

Why Sudhaar

Care, who lives in Gurugram, has been visiting villages in the neighborhood and starting “DigIndia” to train digital illiterates for almost four years.

During his visits, he realized that the common problem these villagers faced was the uncertainty of obtaining loans. “The villagers were also unsure for what purpose they wanted the loan – whether it was for a tractor, livestock or to start a small business – so all this confusion and the lack of access as such to the multiple options. led to the idea of ​​me thinking about developing Sudhaar, ”Soin explained.

Even though there are many microfinance companies in and around Delhi NCR, the villagers did not know them or how to approach them.

Thanks to the Sudhaar application, residents of rural areas can apply for small loans (microfinance from 20,000 to 50,000) and have access to several reputable microfinance institutions (MFIs) in their neighborhood in order to be able to choose the most suitable lender. .

“This is an integration platform in which the borrower contacts the MFI rather than the other way around. This gives them, especially women (since they are the borrowers in most MF systems) access to loans, ”Soin said.

He was among 14 students who won awards for their ingenious innovations in states across India including Haryana, Uttar Pradesh, Telangana, Karnataka, Andhra Pradesh, Maharashtra, Bihar , New Delhi and Kerala.

On his plans, Soin said that he will go abroad to continue his studies, to master computer science, but that he will continue his initiatives for rural development.


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